Mr. Howard concentrates his practice in assisting financial institutions maximize their returns from special assets through transactional documentation and litigation in state and bankruptcy court.

He has successfully resolved numerous multi-million dollar non-performing loans for many community banks. Mr. Howard also is developing a regulatory practice advising the incipient marijuana industry. He frequently publishes articles on the evolution of the often contradictory regulatory framework for state and federal marijuana laws. Prior to joining Howard & Howard, he published a book on the history of the marijuana laws. He has lectured and presented on the conflicts of law marijuana businesses face in their operations.
Outside of his practice, Mr. Howard has developed several websites and various software applications. He is expanding his practice area into corporate immigration by developing software to streamline and optimize the work visa application process and to assist in visa management. Before beginning his career with Howard & Howard, Mr. Howard worked as an associate with another law firm where he gained experience in creditors’ rights, bankruptcy, consumer collections, mechanic’s liens and mortgage foreclosure.
Mr. Howard received his B.A. from Illinois Wesleyan University in 2002 and his J.D. from Marquette University Law School in 2008. After completing law school he earned his Series 7 & 66 securities licenses and briefly worked as a stock broker.
Mr. Howard is admitted to practice in the States of Illinois and Wisconsin as well as the United States District Court for the Eastern District of Wisconsin, plus the Central, Northern, and Southern Districts of Illinois. He is a member of the American, Illinois State and Peoria County Bar Associations. He is also a member of the Illinois State Bar Association’s Standing Committee on Mental Health Law, Judicial Evaluations outside of Cook County, and Commercial Collections, Banking and Bankruptcy.

Thomas E. Howard

One Technology Plaza, Suite 600
211 Fulton Street
Peoria, IL 61602-1350
Office: (309) 999-6302
Fax: (309) 672-1568